Affirm Online Financing
As low as O% APR Financing
Financing at checkout and pay over time.*
What is Affirm?
Affirm offers clear, simple financing for your online purchases in just a few clicks:
- Add your desired items to your shopping cart and select the Affirm payment option on our checkout page.
- Enter a few basic pieces of information to identify yourself. Affirm will instantly let you know if you are approved for a loan.
- Review your payment plan details and click “confirm” to finalize the loan. Once you’re done, your purchase will be on its way! Just remember to pay your bills on or before their due dates or sign up for autopayment at www.affirm.com/pay.
Cross River Bank is the lender for all loans initiated through Affirm.
What type of financing does Affirm offer?
With options that allow you to control your budget, Affirm provides the option for 3, 6, or 12 monthly payments and rates from 10-30% APR based on your credit. Actual rates will be shown at checkout.
Does Affirm perform a credit check?
To verify your identity and provide you with a financing offer when you sign up, Affirm does a ‘soft’ credit check that does not affect your credit score. If you choose to complete a purchase and finance it with Affirm, they will do a single ‘hard’ credit check when your first order is processed. This may have a minor impact on your credit score. Future purchases with Affirm will not require additional ‘hard’ credit checks
Do I have a credit limit with Affirm?
Affirm has no fixed credit limit. They underwrite each loan individually taking into account the merchant, items purchased, and other information available at the time of purchase. Customers can take out multiple Affirm loans at once, as each Affirm loan application is evaluated separately as a closed-end transaction.
Does Affirm charge any fees or interest?
Affirm charges a small finance charge when you split your purchase into multiple payments. They will always clearly state the cost of the finance charge in terms of real dollars ($) and an Annual Percentage Rate (APR) so that you can know exactly what you’re paying. Affirm never charges any compounding interest and there are no hidden fees.
Why was I prompted to pay a down payment with a debit card?
Unfortunately, Affirm is not always able to approve the full amount of your order. If this happens, they will provide a debit card down payment option so that you may still complete your purchase right away.
Why was I prompted for a checking account?
To consider a credit application, Affirm sometimes requires additional information. This may include requesting an active checking account number, which helps them verify your identity and your ability to repay the requested loan. If Affirm prompts you for this information, but you are unable to provide it, Affirm will be unable to approve your credit application.
How do I open an account with Affirm?
After selecting the items you would like to purchase, you can apply for an account with Affirm in our checkout process.
Where can I find more information about Affirm?
To learn more about Affirm and their financing options, please visit https://www.affirm.com/faqs/.
WELLS FARGO IN-STORE JEWELRY FINANCING
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS
Manfredi Jewels offer 0% FREE for 12 months thru our Wells Fargo Financing options. For additional finance options see store for details. Manfredi Jewels is happy to offer its customers the option to finance their jewelry purchase. With Well Fargo Jewelry Advantage, you have the option to buy today, and pay over a period of time. As an approved Wells Fargo Jewelry Advantage card holder you’ll enjoy benefits such as: – Convenient monthly payments – A revolving line of credit for all your purchasing needs – Special promotional offers where available – An easy-to-use online bill payment option The Wells Fargo Jewelry Advantage credit card is issued by Wells Fargo Financial National Bank.
INTEREST WILL BE CHARGED TO YOUR ACCOUNT FROM THE PURCHASE DATE IF THE PURCHASE BALANCE IS NOT PAID IN FULL WITHIN THE PROMOTIONAL PERIOD.* MINIMUM PURCHASE OF $480 REQUIRED.
To apply for financing through Wells Fargo, just click on the location that is nearest to you and complete the online application.
*The Wells Fargo Jewelry Advantage® credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $480 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 10/01/2020 and is subject to change. For current information, call us at 1-203-622-1414.